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JRJeff ReynoldsCompass · Seattle

Listed by Bill Johnson, William E. Johnson

2
Bedrooms
2
Bathrooms
1,510
Square feet
$321
Per sq ft
Single Family Residence
Type
1967
Year built
8,800 sq ft
Lot
45
Days on market

About this property

520 SW 4th Ave is a beautifully maintained and extensively updated single-story rambler in one of Oak Harbor's most established and sought-after residential neighborhoods. Located just 0.2 miles from Broadview Elementary and minutes from shopping, dining, NAS Whidbey Island, and the breathtaking beauty of Deception Pass, this property offers the complete Whidbey Island experience. A lush, fully landscaped yard, fresh exterior paint, and classic wood-product siding create an inviting first impression. Inside, you'll discover a thoughtfully designed 1,510 square-foot floor plan that lives large, offering two generously sized bedrooms, two updated bathrooms, and an expansive family room. The living room showcases durable LVT floors and an open, airy feel, and the formal dining room flows seamlessly from the kitchen, which features a gas range, oak cabinetry, and included appliances. The flooring is fully updated with LVT, ceramic tile, vinyl, and new carpeting. The oversized primary bedroom is a true retreat, complete with a private ensuite bath and direct access to a serene, fenced back patio. Major improvements by the current owners include a new composition roof, all-new attic and crawlspace insulation, modern interior doors, and a highly efficient mini-split HVAC system providing year-round heating and air conditioning. Additionally, low-voltage wiring and outdoor camera hookups have been installed for home security systems.

Location & commute

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Directions

Property details

Listing details

Listing number
#2572374
Listed
August 20, 2026
Days on market
45
Price per sq ft
$321
Original list price
$490,000

Unit & building

Unit levels
One

Parking

Parking
Attached Garage
Covered spaces
2
Total spaces
2

Construction

Year built
1967
Style
10 - 1 Story
Structure
House
Roof
Composition

Heating & cooling

Heating
High Efficiency (Unspecified)
Cooling
High Efficiency (Unspecified)
Energy source
Electric

Flooring

Flooring
VinylCarpet

Appliances

Appliances
DishwasherDisposalMicrowaveStove(s)/Range(s)

Lot

Lot size
8,800 sq ft

Terms

Terms offered
CashConventionalFHAVA Loan

Utilities

Water
Public
Sewer
Available

Schools

District
Oak Harbor

What stands out to you?

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  • One
  • Attached Garage
  • House
  • Composition
  • High Efficiency (Unspecified)
  • Electric
  • Vinyl
  • Carpet
  • Dishwasher
  • Disposal
  • Microwave
  • Stove(s)/Range(s)

Listing history

  1. Listed

    $490,000

    August 20, 2026

  2. Current price

    $485,000

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$2,824

Principal & interest
$2,452
Property tax (est.)
$372

Assumes $97,000 down (20%), a $388,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of October 5, 2026 at 3:00 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.