Listed by Alyssa Moncada, Century 21 North Homes Realty
- 3
- Bedrooms
- 1
- Bathrooms
- 1,040
- Square feet
- $387
- Per sq ft
- Single Family Residence
- Type
- 1983
- Year built
- 7,667 sq ft
- Lot
- 90
- Days on market
About this property
ASSUMABLE VA LOAN at 2.75% for eligible VA Buyers. Ideally located just minutes from the base gate, this three-bedroom, one bath home also offers easy access to nearby beaches and the scenic recreation of Deception Pass. Enjoy stunning west-facing sunsets while living in a location that blends convenience with the best of the Pacific Northwest outdoor living. Whether you're searching for a starter home or a smart investment property with strong rental potential, this home is full of opportunity.
Location & commute
Add a destination (work, gym, school) for directions and drive time.
Jeff's Neighborhood Guide
Get to know the North Whidbey Island area
Jeff's Seattle & Eastside Neighborhood Guide profiles 70 communities: the streets, shorelines, parks, markets, and local places that define each one. It is editorial, separate from the MLS listing data above.
Property details
Listing details
- Listing number
- #2552111
- Listed
- July 24, 2026
- Days on market
- 90
- Price per sq ft
- $387
- Original list price
- $429,000
Unit & building
- Building
- Northgate Terrace
- Unit levels
- One
Homeowners association
- HOA dues
- $120 monthly
- Dues include
- Common Area MaintenanceWater
Parking
- Parking
- DrivewayAttached Garage
- Covered spaces
- 1
- Total spaces
- 5
Construction
- Year built
- 1983
- Style
- 10 - 1 Story
- Structure
- House
- Roof
- Composition
Heating & cooling
- Heating
- BaseboardStove/Free Standing
- Cooling
- None
- Energy source
- Electric
Interior features
- Features
- Ceiling Fan(s)Dbl Pane/Storm WindowDining Room
- Fireplace type
- Wood Burning
Flooring
- Flooring
- LaminateVinyl
Appliances
- Appliances
- DishwasherDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer
Community & building features
- Features
- CCRsClub HouseParkTrail(s)
- Bus line nearby
- Yes
Lot
- Lot features
- Dead End StreetPaved
- Lot size
- 7,667 sq ft
Terms
- Terms offered
- CashConventionalFHAUSDA LoanVA Loan
Utilities
- Water
- Northgate Terrace HOA
- Sewer
- Septic
- Power
- PSE
Schools
- District
- Oak Harbor
- Elementary
- Buyer To Verify
- Middle
- Buyer To Verify
- High
- Oak Harbor High
What stands out to you?
Mark features you love or could do without. Saved on this device to tune what you see.
- One
- Common Area Maintenance
- Water
- Driveway
- Attached Garage
- House
- Composition
- Baseboard
- Stove/Free Standing
- None
- Electric
- Ceiling Fan(s)
Listing history
Listed
$429,000
July 24, 2026
Current price
$402,500
Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.
Payment estimate
An estimate to help you plan, not a loan offer or financial advice.
Est. monthly
$2,464
- Principal & interest
- $2,035
- Property tax (est.)
- $309
- HOA dues
- $120
Assumes $80,500 down (20%), a $322,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.
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Based on information submitted to the MLS GRID as of October 22, 2026 at 8:45 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.