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JRJeff ReynoldsCompass · Seattle
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Active

Listed by Lori Sterley, Coldwell Banker Danforth

3
Bedrooms
3
Bathrooms
2,605
Square feet
$451
Per sq ft
Single Family Residence
Type
43,560 sq ft
Lot
183
Days on market

About this property

Wake up at the water’s edge, where morning sunlight sparkles across Holmes Harbor and the changing tides unfold just beyond the lawn. Life isn’t measured by the things we own, but by the moments we share—exploring tide pools, searching for sea glass, kayaking quiet waters, fishing, swimming, and discovering the wonders of Holmes Harbor. Set approximately 30 feet back from the shoreline, this extensively remodeled Whidbey Island home offers harbor views from virtually every room. Set on approximately one acre, it includes 100± feet of low-bank saltwater frontage and 10,000± square feet of private tidelands. Enjoy morning coffee to birdsong while watching harbor life. Sheltered waters invite kayaking, paddleboarding, crabbing, and shoreline exploration. Inside, hand-hewn beams and a custom stainless-steel spiral staircase add character. The main-level primary suite features a freestanding soaking tub and curbless shower. Upstairs are a second ensuite, an additional bedroom, and generous gathering space. Make this your full-time waterfront home or a retreat with established short-term rental history and the option to welcome guests between your own stays. RV parking, a shed, a spacious enclosed catio and garden, and no HOA add everyday convenience. There is potential for a separate upper-level unit, garage conversion, or detached accessory dwelling, subject to county approval and buyer verification of feasibility, permitting, utilities, and septic requirements.

Location & commute

Add a destination (work, gym, school) for directions and drive time.

Directions

Jeff's Neighborhood Guide

Get to know the South Whidbey Island area

Jeff's Seattle & Eastside Neighborhood Guide profiles 70 communities: the streets, shorelines, parks, markets, and local places that define each one. It is editorial, separate from the MLS listing data above.

Property details

Listing details

Listing number
#2595605
Listed
October 16, 2026
Days on market
183 (includes a prior listing period)
Price per sq ft
$451

Unit & building

Building
Syndicate - Holmes Harbor
Unit levels
Two

Parking

Parking
Attached CarportDrivewayRV Parking
Covered spaces
2
Total spaces
6

Views

View
BayMountainsTerritorial

Construction

Style
12 - 2 Story
Structure
House
Roof
Composition

Heating & cooling

Heating
Forced AirWall Furnace
Cooling
See Remarks
Energy source
ElectricPropane

Interior features

Features
Second Primary BedroomBath Off PrimaryCeiling Fan(s)Dining RoomFireplaceHot Tub/SpaWalk-In Closet(s)Wired for Generator
Fireplaces
1
Fireplace type
Gas

Flooring

Flooring
Ceramic TileVinyl Plank

Appliances

Appliances
DishwasherDryerMicrowaveRefrigeratorStove(s)/Range(s)

Lot

Lot features
Secluded
Lot size
43,560 sq ft
Waterfront
Yes

Terms

Terms offered
CashConventionalVA Loan

Utilities

Water
City
Sewer
Septic Tank
Power
PSE

Schools

District
South Whidbey Island
Elementary
So. Whidbey Primary
Middle
South Whidbey Middle
High
So. Whidbey High

What stands out to you?

Mark features you love or could do without. Saved on this device to tune what you see.

  • Two
  • Attached Carport
  • Driveway
  • RV Parking
  • Bay
  • Mountains
  • Territorial
  • House
  • Composition
  • Forced Air
  • Wall Furnace
  • See Remarks

Listing history

  1. Listed

    $1,174,000

    October 16, 2026

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$6,836

Principal & interest
$5,936
Property tax (est.)
$900

Assumes $234,800 down (20%), a $939,200 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of October 16, 2026 at 10:45 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.