Listed by Lori Sterley, Coldwell Banker Danforth
- 3
- Bedrooms
- 3
- Bathrooms
- 2,605
- Square feet
- $451
- Per sq ft
- Single Family Residence
- Type
- 43,560 sq ft
- Lot
- 183
- Days on market
About this property
Wake up at the water’s edge, where morning sunlight sparkles across Holmes Harbor and the changing tides unfold just beyond the lawn. Life isn’t measured by the things we own, but by the moments we share—exploring tide pools, searching for sea glass, kayaking quiet waters, fishing, swimming, and discovering the wonders of Holmes Harbor. Set approximately 30 feet back from the shoreline, this extensively remodeled Whidbey Island home offers harbor views from virtually every room. Set on approximately one acre, it includes 100± feet of low-bank saltwater frontage and 10,000± square feet of private tidelands. Enjoy morning coffee to birdsong while watching harbor life. Sheltered waters invite kayaking, paddleboarding, crabbing, and shoreline exploration. Inside, hand-hewn beams and a custom stainless-steel spiral staircase add character. The main-level primary suite features a freestanding soaking tub and curbless shower. Upstairs are a second ensuite, an additional bedroom, and generous gathering space. Make this your full-time waterfront home or a retreat with established short-term rental history and the option to welcome guests between your own stays. RV parking, a shed, a spacious enclosed catio and garden, and no HOA add everyday convenience. There is potential for a separate upper-level unit, garage conversion, or detached accessory dwelling, subject to county approval and buyer verification of feasibility, permitting, utilities, and septic requirements.
Location & commute
Add a destination (work, gym, school) for directions and drive time.
Jeff's Neighborhood Guide
Get to know the South Whidbey Island area
Jeff's Seattle & Eastside Neighborhood Guide profiles 70 communities: the streets, shorelines, parks, markets, and local places that define each one. It is editorial, separate from the MLS listing data above.
Property details
Listing details
- Listing number
- #2595605
- Listed
- October 16, 2026
- Days on market
- 183 (includes a prior listing period)
- Price per sq ft
- $451
Unit & building
- Building
- Syndicate - Holmes Harbor
- Unit levels
- Two
Parking
- Parking
- Attached CarportDrivewayRV Parking
- Covered spaces
- 2
- Total spaces
- 6
Views
- View
- BayMountainsTerritorial
Construction
- Style
- 12 - 2 Story
- Structure
- House
- Roof
- Composition
Heating & cooling
- Heating
- Forced AirWall Furnace
- Cooling
- See Remarks
- Energy source
- ElectricPropane
Interior features
- Features
- Second Primary BedroomBath Off PrimaryCeiling Fan(s)Dining RoomFireplaceHot Tub/SpaWalk-In Closet(s)Wired for Generator
- Fireplaces
- 1
- Fireplace type
- Gas
Flooring
- Flooring
- Ceramic TileVinyl Plank
Appliances
- Appliances
- DishwasherDryerMicrowaveRefrigeratorStove(s)/Range(s)
Lot
- Lot features
- Secluded
- Lot size
- 43,560 sq ft
- Waterfront
- Yes
Terms
- Terms offered
- CashConventionalVA Loan
Utilities
- Water
- City
- Sewer
- Septic Tank
- Power
- PSE
Schools
- District
- South Whidbey Island
- Elementary
- So. Whidbey Primary
- Middle
- South Whidbey Middle
- High
- So. Whidbey High
What stands out to you?
Mark features you love or could do without. Saved on this device to tune what you see.
- Two
- Attached Carport
- Driveway
- RV Parking
- Bay
- Mountains
- Territorial
- House
- Composition
- Forced Air
- Wall Furnace
- See Remarks
Listing history
Listed
$1,174,000
October 16, 2026
Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.
Payment estimate
An estimate to help you plan, not a loan offer or financial advice.
Est. monthly
$6,836
- Principal & interest
- $5,936
- Property tax (est.)
- $900
Assumes $234,800 down (20%), a $939,200 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.
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Based on information submitted to the MLS GRID as of October 16, 2026 at 10:45 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.