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JRJeff ReynoldsCompass · Seattle

20404 Church Lake Drive E, Bonney Lake, WA 98391

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Active

Listed by Kimberly Fraser, eXp Realty

Active0 days on market

$3,200,000

$461 per sq ft

20404 Church Lake Drive E, Bonney Lake, WA 98391

Bonney Lake, WA, 98391

Beds
7
Baths
7
Sq ft
6,947
Built
2010
Parking
Driveway, Attached Garage, Off Street, RV Parking
HOA
$175 annually
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Jeff Reynolds · Managing Broker, Compass

Start with a focused 15-minute call, then tour with a clear due-diligence plan.

7
Bedrooms
7
Bathrooms
6,947
Square feet
$461
Per sq ft
Single Family Residence
Type
2010
Year built
13,541 sq ft
Lot
0
Days on market

About this property

Experience exceptional Lake Tapps living in this custom 6,947-square-foot waterfront home with beautiful Mt. Rainier views from the home & yard. Set on .31 acre with 70 feet of waterfront, a private dock & covered boat lift, this impressive residence offers expansive living, remarkable flexibility & an exceptional lakefront lifestyle.The main level features a spacious great room with two-way gas fireplace, limestone floors & a gourmet kitchen with high-end stainless appliances, quartz surfaces & oversized island. The luxurious primary retreat includes a two-sided fireplace, sitting room with wet bar, private deck & hot tub, plus a spa-inspired bath with steam shower. Hickory hardwoods & quality finishes continue throughout.Seven bedrooms & 6.5 baths provide exceptional space for family & guests. A separate two-bedroom accessory living space above the garage offers a full kitchen, bath, private entrance & separate electrical meter, while the lower-level suite includes an additional full kitchen—ideal for extended living or guests.Covered decks, extensive stamped concrete & mountain views embrace the waterfront setting. The 1,612-square-foot five-car garage/shop features epoxy floors & abundant space for vehicles, water toys & storage. Additional amenities include smart home features, three A/C units, two automatic generators & 50-amp connections for RV or EV use.A rare combination of space, versatility, Mt. Rainier views & 70 feet of Lake Tapps waterfront.

Location & commute

Add a destination (work, gym, school) for directions and drive time.

Directions

Property details

Listing details

Listing number
#2569335
Listed
August 14, 2026
Days on market
0
Price per sq ft
$461

Unit & building

Unit levels
Two

Homeowners association

HOA dues
$175 annually

Parking

Parking
DrivewayAttached GarageOff StreetRV Parking
Covered spaces
5
Total spaces
5

Views

View
LakeMountains

Construction

Year built
2010
Style
18 - 2 Stories w/Bsmnt
Structure
House
Roof
Composition

Heating & cooling

Heating
Forced AirHeat PumpRecirculation Pump
Cooling
Central AirForced Air
Energy source
ElectricNatural Gas

Interior features

Features
Second KitchenSecond Primary BedroomBath Off PrimaryBuilt-In VacuumCeiling Fan(s)Dbl Pane/Storm WindowDining RoomFireplaceFireplace (Primary Bedroom)Hot Tub/SpaPantrySecurity SystemSkylight(s)Vaulted Ceiling(s)Walk-In Closet(s)Wet BarWired for Generator
Fireplaces
4
Fireplace type
Gas

Flooring

Flooring
Ceramic TileEngineered HardwoodStone

Appliances

Appliances
DishwasherDisposalDouble OvenDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Community & building features

Features
Athletic CourtBoat Launch

Lot

Lot features
Paved
Lot size
13,541 sq ft
Waterfront
Yes

Terms

Terms offered
CashConventionalFHAUSDA LoanVA Loan

Utilities

Water
City of Bonney Lake
Sewer
City of Bonney Lake
Power
PSE

Schools

District
Sumner-Bonney Lake
Elementary
Emerald Hills Elem
Middle
Lakeridge Middle
High
Bonney Lake High

Listing history

  1. Listed

    $3,200,000

    August 14, 2026

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$18,649

Principal & interest
$16,181
Property tax (est.)
$2,453
HOA dues
$15

Assumes $640,000 down (20%), a $2,560,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of August 14, 2026 at 3:01 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.