Listed by Cristie Arnold, RE/MAX Gateway
- 3
- Bedrooms
- 2
- Bathrooms
- 1,176
- Square feet
- $438
- Per sq ft
- Single Family Residence
- Type
- 1993
- Year built
- 16,937 sq ft
- Lot
- 29
- Days on market
About this property
Assumption Opportunity! VA loan at 2.25%. Nestled among the trees on a generous .39 acre lot, this turnkey single level, three bedroom two bathroom home offers the perfect blend of privacy, modern comfort, and unbeatable convenience, complete with a valuable assumable VA loan opportunity for qualified buyers. Centrally located between Oak Harbor and Anacortes and just minutes from the NAS Whidbey Island back gate, hiking trails, parks, and beaches, this fully updated move in ready property features sleek quartz countertops, a new kitchen sink and faucet, updated light fixtures, modern LED can lights, new trim, all new outlets and light switches, updated flooring, new carpet in all bedrooms, new window blinds, and beautiful real hardwood floors throughout the main living areas. Vaulted ceilings with skylights brighten the interior, while a full repaint and remodeled master bath featuring a new shower, toilet, faucet, and lighting complement the updated secondary bath. Major mechanical upgrades provide complete peace of mind, including a roof installed in 2020, a new water heater added in July 2024, new thermostats, replaced garage door springs, an included water softener, a whole house water filtration system, and wiring for a generator. Outside, you will find a freshly painted front porch and deck overlooking the backyard with plenty of space for a garden, along with a new custom mailbox to welcome you home.
Location & commute
Add a destination (work, gym, school) for directions and drive time.
Property details
Listing details
- Listing number
- #2563464
- Listed
- August 3, 2026
- Days on market
- 29
- Price per sq ft
- $438
Unit & building
- Building
- Campo Hacienda
- Unit levels
- One
Homeowners association
- HOA dues
- $150 monthly
- Dues include
- Water
Parking
- Parking
- Attached Garage
- Covered spaces
- 2
- Total spaces
- 4
Views
- View
- Territorial
Construction
- Year built
- 1993
- Style
- 10 - 1 Story
- Structure
- House
- Roof
- Composition
Heating & cooling
- Heating
- Wall Furnace
- Cooling
- None
- Energy source
- Electric
Interior features
- Features
- Bath Off PrimaryDbl Pane/Storm WindowDining RoomSkylight(s)Vaulted Ceiling(s)Water HeaterWired for Generator
Flooring
- Flooring
- Ceramic TileHardwoodLaminateCarpet
Appliances
- Appliances
- DishwasherDisposalDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer
Lot
- Lot features
- Dead End StreetPaved
- Lot size
- 16,937 sq ft
Terms
- Terms offered
- AssumableCashConventionalFHAUSDA LoanVA Loan
Utilities
- Water
- Water - Campo Hacienda Community | Mana
- Sewer
- Septic Tank
- Power
- Puget Sound Energy
Schools
- District
- Oak Harbor
- Elementary
- Buyer To Verify
- Middle
- Buyer To Verify
- High
- Buyer To Verify
What stands out to you?
Mark features you love or could do without. Saved on this device to tune what you see.
- One
- Water
- Attached Garage
- Territorial
- House
- Composition
- Wall Furnace
- None
- Electric
- Bath Off Primary
- Dbl Pane/Storm Window
- Dining Room
Listing history
Listed
$515,000
August 3, 2026
Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.
Payment estimate
An estimate to help you plan, not a loan offer or financial advice.
Est. monthly
$3,149
- Principal & interest
- $2,604
- Property tax (est.)
- $395
- HOA dues
- $150
Assumes $103,000 down (20%), a $412,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.
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Based on information submitted to the MLS GRID as of September 17, 2026 at 2:00 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.