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JRJeff ReynoldsCompass · Seattle

Listed by Cristie Arnold, RE/MAX Gateway

3
Bedrooms
2
Bathrooms
1,176
Square feet
$438
Per sq ft
Single Family Residence
Type
1993
Year built
16,937 sq ft
Lot
29
Days on market

About this property

Assumption Opportunity! VA loan at 2.25%. Nestled among the trees on a generous .39 acre lot, this turnkey single level, three bedroom two bathroom home offers the perfect blend of privacy, modern comfort, and unbeatable convenience, complete with a valuable assumable VA loan opportunity for qualified buyers. Centrally located between Oak Harbor and Anacortes and just minutes from the NAS Whidbey Island back gate, hiking trails, parks, and beaches, this fully updated move in ready property features sleek quartz countertops, a new kitchen sink and faucet, updated light fixtures, modern LED can lights, new trim, all new outlets and light switches, updated flooring, new carpet in all bedrooms, new window blinds, and beautiful real hardwood floors throughout the main living areas. Vaulted ceilings with skylights brighten the interior, while a full repaint and remodeled master bath featuring a new shower, toilet, faucet, and lighting complement the updated secondary bath. Major mechanical upgrades provide complete peace of mind, including a roof installed in 2020, a new water heater added in July 2024, new thermostats, replaced garage door springs, an included water softener, a whole house water filtration system, and wiring for a generator. Outside, you will find a freshly painted front porch and deck overlooking the backyard with plenty of space for a garden, along with a new custom mailbox to welcome you home.

Location & commute

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Directions

Property details

Listing details

Listing number
#2563464
Listed
August 3, 2026
Days on market
29
Price per sq ft
$438

Unit & building

Building
Campo Hacienda
Unit levels
One

Homeowners association

HOA dues
$150 monthly
Dues include
Water

Parking

Parking
Attached Garage
Covered spaces
2
Total spaces
4

Views

View
Territorial

Construction

Year built
1993
Style
10 - 1 Story
Structure
House
Roof
Composition

Heating & cooling

Heating
Wall Furnace
Cooling
None
Energy source
Electric

Interior features

Features
Bath Off PrimaryDbl Pane/Storm WindowDining RoomSkylight(s)Vaulted Ceiling(s)Water HeaterWired for Generator

Flooring

Flooring
Ceramic TileHardwoodLaminateCarpet

Appliances

Appliances
DishwasherDisposalDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Lot

Lot features
Dead End StreetPaved
Lot size
16,937 sq ft

Terms

Terms offered
AssumableCashConventionalFHAUSDA LoanVA Loan

Utilities

Water
Water - Campo Hacienda Community | Mana
Sewer
Septic Tank
Power
Puget Sound Energy

Schools

District
Oak Harbor
Elementary
Buyer To Verify
Middle
Buyer To Verify
High
Buyer To Verify

What stands out to you?

Mark features you love or could do without. Saved on this device to tune what you see.

  • One
  • Water
  • Attached Garage
  • Territorial
  • House
  • Composition
  • Wall Furnace
  • None
  • Electric
  • Bath Off Primary
  • Dbl Pane/Storm Window
  • Dining Room

Listing history

  1. Listed

    $515,000

    August 3, 2026

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$3,149

Principal & interest
$2,604
Property tax (est.)
$395
HOA dues
$150

Assumes $103,000 down (20%), a $412,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of September 17, 2026 at 2:00 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.