195 NW 12th Court, Oak Harbor, WA 98277
Listed by Amy Malmkar, Windermere Whidbey Island
$430,000
$336 per sq ft
195 NW 12th Court, Oak Harbor, WA 98277
Oak Harbor, WA, 98277
- Beds
- 2
- Baths
- 2
- Sq ft
- 1,278
- Built
- 2007
- Parking
- Attached Garage
- HOA
- $250 monthly
Tour this home
Jeff Reynolds · Managing Broker, Compass
Start with a focused 15-minute call, then tour with a clear due-diligence plan.
- 2
- Bedrooms
- 2
- Bathrooms
- 1,278
- Square feet
- $336
- Per sq ft
- Single Family Residence
- Type
- 2007
- Year built
- 2,019 sq ft
- Lot
- 0
- Days on market
About this property
Experience upscale, simplified living in this premier 55+ community (20% of residents can be age 35-54). Nestled in a quiet cul-de-sac, this charming 2-bedroom, 1.75-bathroom rambler is just steps from the community clubhouse. There is extra parking at the center of the cul-de-sac for your guests and residents are allowed to use the clubhouse for large parties or your weekly card games. Inside your home vaulted ceilings and a cozy fireplace frame the open-concept living room and kitchen with newer flooring making the space feel fresh. The bright dining area features a sliding door opening to a private, landscaped back patio. Bring your patio set and a cool drink to enjoy. Complete with two spacious bedrooms—including a primary suite with a walk-in closet. The garage is spacious and oversized, that you can drive your car in and still open the doors to get out. Plus a little storage for you. This one story home offers the perfect blend of modern comfort and peace. HOA cares for all landscaping, exterior paint, and the clubhouse. It's ready for you to come call it home. Come take a look!
Location & commute
Add a destination (work, gym, school) for directions and drive time.
Property details
Listing details
- Listing number
- #2561883
- Listed
- July 29, 2026
- Days on market
- 0
- Price per sq ft
- $336
Unit & building
- Building
- Cherry Hill
- Unit levels
- One
Homeowners association
- HOA dues
- $250 monthly
- Dues include
- Common Area MaintenanceLawn ServiceSee Remarks
Parking
- Parking
- Attached Garage
- Covered spaces
- 1
- Total spaces
- 2
Construction
- Year built
- 2007
- Style
- 10 - 1 Story
- Structure
- House
- Roof
- Composition
Heating & cooling
- Heating
- Forced Air
- Cooling
- None
- Energy source
- ElectricNatural Gas
Interior features
- Features
- Dbl Pane/Storm WindowDining RoomFireplaceVaulted Ceiling(s)Walk-In Closet(s)Water Heater
- Fireplaces
- 1
- Fireplace type
- Gas
Flooring
- Flooring
- Vinyl PlankCarpet
Appliances
- Appliances
- DishwasherDryerRefrigeratorStove(s)/Range(s)Washer
Community & building features
- Features
- Age RestrictionCCRsClub House
- Senior community
- Yes
- Bus line nearby
- Yes
Lot
- Lot features
- Dead End Street
- Lot size
- 2,019 sq ft
Terms
- Terms offered
- ConventionalUSDA LoanVA Loan
Utilities
- Water
- City of Oak Harbor
- Sewer
- City of Oak Harbor
- Power
- Puget Sound Energy
Schools
- District
- Oak Harbor
- Elementary
- Buyer To Verify
- Middle
- Buyer To Verify
- High
- Buyer To Verify
Listing history
Listed
$430,000
July 29, 2026
Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.
Payment estimate
An estimate to help you plan, not a loan offer or financial advice.
Est. monthly
$2,754
- Principal & interest
- $2,174
- Property tax (est.)
- $330
- HOA dues
- $250
Assumes $86,000 down (20%), a $344,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.
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Based on information submitted to the MLS GRID as of July 29, 2026 at 10:30 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.