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JRJeff ReynoldsCompass · Seattle

Listed by James Marszalek, Operation Red Dot

4
Bedrooms
3
Bathrooms
1,860
Square feet
$267
Per sq ft
Single Family Residence
Type
2002
Year built
3,082 sq ft
Lot
94
Days on market

About this property

Rare financing opportunity in the desirable Pattison Lake community! Eligible buyers may assume the existing VA loan at an attractive 5.75% interest rate, offering the potential for meaningful savings compared with today's financing options. Want to personalize your new home? A renovation loan option allows buyers to select cosmetic updates and have improvements completed as part of the transaction. This gives you the opportunity to choose the look and finishes you want without tackling projects after move-in! This 4-bedroom, 2.5-bath home offers 1,860 sq ft of functional living space filled with natural light. The open-concept kitchen flows into the main living and dining areas, creating an inviting space for everyday living and entertaining. Durable vinyl plank flooring provides style and easy maintenance. Upstairs you'll find generously sized bedrooms, including a spacious primary suite with private en suite bath and walk-in closet. Outside, enjoy a fully fenced backyard with room for pets, play, gardening, entertaining, or summer BBQs. A roof-mounted solar system helps offset electricity costs, while the attached 2-car garage provides parking and additional storage. Conveniently located minutes from Pattison Lake, parks, shopping, schools, JBLM, and major commuting routes. Combine a great location with flexible renovation options and the potential to lock in a 5.75% VA assumption, an opportunity that's hard to find in today's market!

Location & commute

Add a destination (work, gym, school) for directions and drive time.

Directions

Jeff's Neighborhood Guide

Get to know the Lacey area

Jeff's Seattle & Eastside Neighborhood Guide profiles 70 communities: the streets, shorelines, parks, markets, and local places that define each one. It is editorial, separate from the MLS listing data above.

Property details

Listing details

Listing number
#2551772
Listed
July 9, 2026
Days on market
94
Price per sq ft
$267
Original list price
$499,999

Unit & building

Unit levels
Two

Homeowners association

HOA dues
$123 monthly
Dues include
Common Area MaintenanceLawn ServiceRoad MaintenanceSee Remarks

Parking

Parking
DrivewayAttached GarageOff Street
Covered spaces
2
Total spaces
4

Construction

Year built
2002
Style
12 - 2 Story
Structure
House
Roof
Composition

Heating & cooling

Heating
Forced Air
Cooling
None
Energy source
ElectricSolar (Unspecified)

Interior features

Features
Bath Off PrimaryDbl Pane/Storm WindowDining RoomPantryWater Heater

Flooring

Flooring
Ceramic TileHardwoodVinyl

Appliances

Appliances
DishwasherDisposalDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Community & building features

Features
CCRsParkPlayground
Bus line nearby
Yes

Lot

Lot features
CurbsPavedSidewalk
Lot size
3,082 sq ft

Terms

Terms offered
AssumableCashConventionalFHARehab LoanVA Loan

Utilities

Water
City of Lacey
Sewer
City of Lacey
Power
PSE

Schools

District
North Thurston
Elementary
Lakes Elem
Middle
Komachin Mid
High
Timberline High

What stands out to you?

Mark features you love or could do without. Saved on this device to tune what you see.

  • Two
  • Common Area Maintenance
  • Lawn Service
  • Road Maintenance
  • See Remarks
  • Driveway
  • Attached Garage
  • Off Street
  • House
  • Composition
  • Forced Air
  • None

Listing history

  1. Listed

    $499,999

    July 9, 2026

  2. Current price

    $496,000

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$3,011

Principal & interest
$2,508
Property tax (est.)
$380
HOA dues
$123

Assumes $99,200 down (20%), a $396,800 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of October 12, 2026 at 2:15 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.