4689 Surfcrest Drive, Oak Harbor, WA 98277
Listed by Kelli Lang, RE/MAX Gateway
Originally $375,000
Reduced $26,000 · 7%$349,000
4689 Surfcrest Drive, Oak Harbor, WA 98277
Oak Harbor, WA, 98277
- HOA
- $275 annually
Tour this home
Jeff Reynolds · Managing Broker, Compass
Start with a focused 15-minute call, then tour with a clear due-diligence plan.
- Land
- Type
- 27,878 sq ft
- Lot
- 66
- Days on market
About this property
Discover the rare opportunity to own 100 feet of no-bank waterfront in Whidbey Island’s coveted gated Surfcrest community. Set on approximately 27,770 square feet, this exceptional homesite offers a front-row seat to breathtaking sunsets, with panoramic views of the San Juan Islands and Olympic Mountains. Much of the groundwork has already been completed, including a water share, completed septic design and site registration, with water, power, and phone stubbed to the property. Bring your own plans or use existing concepts to design the custom waterfront home you’ve been dreaming of. Step outside to miles of sandy beach ideal for long walks to Deception Pass, beachcombing, kayaking, and enjoying the peaceful rhythm of island life. Bald eagles soar overhead, seals play along the shoreline, and the natural beauty creates a setting that feels worlds away. Located just south of Deception Pass State Park, Surfcrest offers one of Whidbey Island’s most sought-after coastal lifestyles.
Location & commute
Add a destination (work, gym, school) for directions and drive time.
Property details
Listing details
- Listing number
- #2526536
- Listed
- May 26, 2026
- Days on market
- 66
- Original list price
- $375,000
Homeowners association
- HOA dues
- $275 annually
- Dues include
- Common Area MaintenanceRoad Maintenance
Views
- View
- MountainsOceanStrait
Construction
- Style
- 40 - Res-Less thn 1 Ac
- Structure
- None
Community & building features
- Features
- CCRsCommunity WellGated
Lot
- Lot features
- Dead End StreetSecluded
- Lot size
- 27,878 sq ft
- Waterfront
- Yes
Terms
- Terms offered
- CashConventional
Utilities
- Utilities
- Electricity Connected
- Water
- AvailableCommunity WellIn Street
- Sewer
- Not Available
Schools
- District
- Oak Harbor
- Elementary
- Buyer To Verify
- Middle
- North Whidbey Mid
- High
- Oak Harbor High
Listing history
Listed
$375,000
May 26, 2026
Current price
$349,000
Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.
Payment estimate
An estimate to help you plan, not a loan offer or financial advice.
Est. monthly
$2,056
- Principal & interest
- $1,765
- Property tax (est.)
- $268
- HOA dues
- $23
Assumes $69,800 down (20%), a $279,200 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.
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Based on information submitted to the MLS GRID as of August 8, 2026 at 9:15 AM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.