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JRJeff ReynoldsCompass · Seattle

4689 Surfcrest Drive, Oak Harbor, WA 98277

Listed by Kelli Lang, RE/MAX Gateway

Pending Feasibility66 days on market

Originally $375,000

Reduced $26,000 · 7%

$349,000

4689 Surfcrest Drive, Oak Harbor, WA 98277

Oak Harbor, WA, 98277

HOA
$275 annually
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Jeff Reynolds · Managing Broker, Compass

Start with a focused 15-minute call, then tour with a clear due-diligence plan.

Land
Type
27,878 sq ft
Lot
66
Days on market

About this property

Discover the rare opportunity to own 100 feet of no-bank waterfront in Whidbey Island’s coveted gated Surfcrest community. Set on approximately 27,770 square feet, this exceptional homesite offers a front-row seat to breathtaking sunsets, with panoramic views of the San Juan Islands and Olympic Mountains. Much of the groundwork has already been completed, including a water share, completed septic design and site registration, with water, power, and phone stubbed to the property. Bring your own plans or use existing concepts to design the custom waterfront home you’ve been dreaming of. Step outside to miles of sandy beach ideal for long walks to Deception Pass, beachcombing, kayaking, and enjoying the peaceful rhythm of island life. Bald eagles soar overhead, seals play along the shoreline, and the natural beauty creates a setting that feels worlds away. Located just south of Deception Pass State Park, Surfcrest offers one of Whidbey Island’s most sought-after coastal lifestyles.

Location & commute

Add a destination (work, gym, school) for directions and drive time.

Directions

Property details

Listing details

Listing number
#2526536
Listed
May 26, 2026
Days on market
66
Original list price
$375,000

Homeowners association

HOA dues
$275 annually
Dues include
Common Area MaintenanceRoad Maintenance

Views

View
MountainsOceanStrait

Construction

Style
40 - Res-Less thn 1 Ac
Structure
None

Community & building features

Features
CCRsCommunity WellGated

Lot

Lot features
Dead End StreetSecluded
Lot size
27,878 sq ft
Waterfront
Yes

Terms

Terms offered
CashConventional

Utilities

Utilities
Electricity Connected
Water
AvailableCommunity WellIn Street
Sewer
Not Available

Schools

District
Oak Harbor
Elementary
Buyer To Verify
Middle
North Whidbey Mid
High
Oak Harbor High

Listing history

  1. Listed

    $375,000

    May 26, 2026

  2. Current price

    $349,000

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$2,056

Principal & interest
$1,765
Property tax (est.)
$268
HOA dues
$23

Assumes $69,800 down (20%), a $279,200 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of August 8, 2026 at 9:15 AM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.