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JRJeff ReynoldsCompass · Seattle

4540 Monkey Hill Road, Oak Harbor, WA 98277

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Active

Listed by Kristine Stultz, Lapis Homes

Active77 days on market

Originally $675,000

Reduced $95,000 · 14%

$580,000

$403 per sq ft

4540 Monkey Hill Road, Oak Harbor, WA 98277

Oak Harbor, WA, 98277

Beds
3
Baths
2
Sq ft
1,440
Built
1979
Parking
Driveway, Detached Garage, RV Parking
Ask Jeff

Tour this home

Jeff Reynolds · Managing Broker, Compass

Start with a focused 15-minute call, then tour with a clear due-diligence plan.

3
Bedrooms
2
Bathrooms
1,440
Square feet
$403
Per sq ft
Manufactured On Land
Type
1979
Year built
208,217 sq ft
Lot
77
Days on market

About this property

Set on a spacious property in Oak Harbor, this home offers the ideal blend of privacy, functionality, and peace of mind, with extensive system upgrades already completed—saving future owners both time and expense. This home has undergone significant improvements, with many of the most critical and costly systems already replaced. Recent upgrades include a brand new electrical panel for enhanced safety and efficiency, a fully updated well water system featuring a new pump, pressure tank, and filtration system, a new water heater, and a new main water line. These major improvements provide long-term reliability and confidence for future ownership. Inside, the home continues to show thoughtful updates and ongoing maintenance. The primary bathroom has been refreshed with new flooring, and the interior reflects consistent care throughout, creating a comfortable and move-in ready environment. With key infrastructure already addressed, this property stands out as a turnkey opportunity—ideal for buyers seeking value, reduced maintenance concerns, and a home ready to enjoy from day one. Easy access to NAS Whidbey, Minutes to beaches, parks, and outdoor recreation. Room for RV/boat parking on 4.78 acres.

Location & commute

Add a destination (work, gym, school) for directions and drive time.

Directions

Property details

Listing details

Listing number
#2497810
Listed
March 27, 2026
Days on market
77
Price per sq ft
$403
Original list price
$675,000

Unit & building

Unit levels
One

Parking

Parking
DrivewayDetached GarageRV Parking
Covered spaces
5
Total spaces
5

Views

View
Territorial

Construction

Year built
1979
Style
21 - Manuf-Double Wide
Structure
Manufactured House
Roof
Composition

Heating & cooling

Heating
DuctlessStove/Free Standing
Cooling
Ductless
Energy source
ElectricWood

Interior features

Features
Bath Off PrimaryDbl Pane/Storm WindowDining RoomFireplaceWater Heater
Fireplaces
1
Fireplace type
Wood Burning

Flooring

Flooring
Vinyl PlankCarpet

Appliances

Appliances
DishwasherStove(s)/Range(s)

Lot

Lot features
Dead End StreetDirt RoadOpen Space
Lot size
208,217 sq ft

Terms

Terms offered
CashConventionalFHAVA Loan

Utilities

Water
Private Well
Sewer
Septic
Power
Puget Sound Energy

Schools

District
Oak Harbor
Elementary
Buyer To Verify
Middle
Buyer To Verify
High
Buyer To Verify

Listing history

  1. Listed

    $675,000

    March 27, 2026

  2. Current price

    $580,000

Derived from current MLS listing fields. Full multi-cycle status history is on the roadmap.

Payment estimate

An estimate to help you plan, not a loan offer or financial advice.

Est. monthly

$3,378

Principal & interest
$2,933
Property tax (est.)
$445

Assumes $116,000 down (20%), a $464,000 loan at 6.5% over 30 years. Property tax is an estimated figure, not MLS data (verify with the county assessor). Excludes insurance, PMI, and closing costs. Not a commitment to lend or financial advice.

Similar nearby listings

Based on information submitted to the MLS GRID as of July 27, 2026 at 9:15 PM PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.